TERMS AND CONDITIONS
Last updated: [05/Mar/2026]
By accessing or using this website and its services, you agree to these Terms & Conditions. Please read them carefully. If you do not agree, you must discontinue use of the site.
1. Introduction
These Terms and Conditions apply to this website and to the services and resources offered through it. Some services may be governed by separate agreements. If there is any conflict between these Terms and those agreements, the terms of the separate agreement will apply.
2. Binding
By accessing, registering with, or using this website, you agree to be bound by these Terms and Conditions. This website is intended for individuals aged 18 and over.
3. Electronic Communication
By using this website or communicating with us electronically, you agree that we may communicate with you via email or through notices published on this website. Where the law requires communication to be “in writing,” email or other electronic communication will satisfy that requirement.
4. Professional Coaching and Learning Content
Memmar Coaching provides professional coaching, learning materials, and reflective resources intended to support personal and career development.
These services and materials are developmental and educational in nature. They do not constitute psychological therapy, medical treatment, legal advice, or financial advice.
No specific outcomes are guaranteed. Individuals remain responsible for their own decisions, actions, and results arising from the use of this website or participation in coaching services.
Paid coaching services are governed by separate written coaching agreements, which set out the specific terms applicable to those services.
Where professional medical, psychological, legal, or financial support is required, a qualified professional should be consulted.
Accessing or using materials on this website does not in itself establish a coaching relationship between you and Memmar Coaching OÜ. A coaching relationship is only established through a separate written coaching agreement.
5. Intellectual Property and Use of Materials
Unless otherwise stated, the content, structure, and materials presented on this website — including original text, commentary, summaries, videos, frameworks, and learning resources — are owned by or licensed to Memmar Coaching OÜ.
Certain materials may reference, summarize, or cite third-party research, publications, or external sources. Ownership of such third-party works remains with their respective authors or rights holders. Any summaries, commentary, or educational materials provided on this website represent original expression and interpretation created by Memmar Coaching, unless otherwise indicated.
You may access and use materials provided through this website or its course platform for your personal, non-commercial learning and development. Access to learning materials is granted solely for the personal use of the registered user. Sharing login credentials, distributing course materials, or making content publicly available without permission is prohibited.
Except where permitted under applicable copyright law, you may not reproduce, distribute, modify, republish, transmit, or commercialize any website content without prior written permission. Nothing in these Terms grants any license or right to use our intellectual property except as expressly stated.
5A. AI-Assisted Content
Certain materials or features on this website may incorporate AI-assisted tools under the direction and review of Memmar Coaching. This may include summaries, educational commentary, or audio and video content designed to make research and ideas more accessible.
All such content is curated and reviewed prior to publication and is intended for educational and reflective purposes. It does not replace original research publications or professional advice.
Use of AI-assisted tools does not replace human judgment, oversight, or responsibility. The use of such tools does not create an advisory, therapeutic, or professional-client relationship.
6. Updates and Shared Resources
From time to time, Memmar Coaching may share curated resources, reflections, and updates related to career development and professional growth.
These communications are shared with individuals who have voluntarily subscribed to receive them. Recipients may unsubscribe at any time using the unsubscribe link included in each email.
You may forward these communications in their original electronic form to others who may find them useful. They may not be modified, republished, or used for commercial purposes without prior written permission.
7. Third-Party Property
This website may contain links to external websites or references to third-party resources. These links are provided for informational and convenience purposes.
We do not control or monitor the content, terms, or privacy practices of third-party websites. Any products or services offered by third parties are subject to their own terms and policies.
Memmar Coaching OÜ is not responsible for the content, accuracy, or privacy practices of external websites. Accessing third-party websites is at your own discretion and subject to their applicable terms.
8. Responsible Use
By using this website, you agree to use it in a lawful and respectful manner, consistent with these Terms and applicable laws.
You must not:
- attempt to gain unauthorized access to accounts, systems, or data
- interfere with the security, functionality, or availability of the website
- distribute malicious software or harmful content
- use automated tools, bots, or scraping methods to copy or collect content or data from this website for the purpose of creating datasets or training artificial intelligence systems without permission
- use information obtained from this website for unsolicited marketing purposes
Any activity that damages, disrupts, or compromises the security or functioning of the website or its users is prohibited.
9. Registration
You may create an account to access certain features, learning materials, or resources that are made available through the website from time to time.
When creating an account, you agree to provide accurate and current information. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
Accounts are personal and may not be shared with others. You must notify us promptly if you suspect unauthorized access or misuse of your account.
We reserve the right to suspend or terminate accounts that violate these Terms or compromise the security or integrity of the website.
Following account termination, re-registration without prior permission is not permitted.
We reserve the right to suspend or terminate accounts that remain inactive for an extended period or that violate these Terms.
10. Modification or Termination of Access
We may modify, suspend, or discontinue access to the website or specific features, tools, or services where reasonably necessary, including for maintenance, security, improvement, or changes in our service offerings. Features, tools, and resources may be added, modified, or removed as part of the ongoing development of the website.
We are not liable for the modification, suspension, or discontinuation of website features or services, subject to applicable law.
Where applicable, any separate written coaching agreement will govern the terms of paid services.
You must not attempt to bypass or interfere with access restrictions or security measures implemented on the website.
11. Warranties and Liability
Nothing in these Terms excludes or limits any rights or warranties that cannot be excluded under applicable law.
This website and its content are provided on an “as available” basis. While we aim to provide accurate and up-to-date information, we do not guarantee that the website will be uninterrupted, error-free, or free from inaccuracies. The content provided on this website is general in nature and intended for informational and educational purposes.
The limitations in this section apply to the use of this website and its content. Specific terms relating to paid coaching services are set out in separate written agreements, where applicable.
To the extent permitted by applicable law, Memmar Coaching OÜ shall not be liable for indirect or consequential damages arising from the use of this website.
Where liability cannot be excluded under applicable law, liability shall be limited to the extent permitted by law.
If services are directly purchased through the website in the future, liability relating to such services shall not exceed the amount paid for those services.
If services, courses, or digital products are offered for purchase through this website in the future, the applicable pricing, payment terms, and any cancellation or refund conditions will be clearly communicated at the time of purchase or in a separate agreement.
Users should not rely solely on the information provided on this website when making professional, financial, legal, medical, career, or other significant decisions. Independent professional advice should be sought where appropriate. The materials are intended for educational and reflective purposes and may not apply to every individual situation.
12. Privacy
To access certain features of this website, including account registration or subscribing to updates, you may be required to provide personal information. You agree to provide information that is accurate and kept reasonably up to date.
Details about how we collect, use, and protect personal data are set out in our Privacy Policy and Cookie Policy.
13. Accessibility
We aim to make the content and services on this website accessible and usable for as many people as reasonably possible, taking into account the nature and scale of our services.
If you experience difficulty accessing any part of the website, please contact us with a description of the issue. We will review the matter and, where reasonably feasible, work to address accessibility barriers.
14. Force Majeure
Neither party shall be liable for any delay or failure to perform obligations under these Terms where such delay or failure results from circumstances beyond reasonable control, including but not limited to technical failures, internet or hosting disruptions, third-party service outages, natural events, governmental actions, or other unforeseen events.
This provision does not affect obligations under any separate written agreement, where applicable.
15. Indemnification
You agree to be responsible for claims or losses arising from your breach of these Terms or unlawful misuse of the website in connection with your use of its features or content. Where your actions result in legal claims against Memmar Coaching OÜ, you may be required to compensate us for damages or costs to the extent permitted by applicable law.
16. Waiver
If we do not enforce a provision of these Terms at any time, we may still enforce it or any other provision later.
17. Language
These Terms are governed and interpreted in the English language. If these Terms are translated into another language, the English version shall prevail in the event of any inconsistency.
18. Entire Agreement
These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Memmar Coaching OÜ regarding your use of this website.
Separate written agreements govern paid coaching services, where applicable.
19. Updating of These Terms and Conditions
We may update these Terms from time to time to reflect changes in our services or legal requirements. The latest version will always be published on this page, together with the updated revision date. Continued use of the website after updates are posted constitutes acceptance of the revised Terms.
20. Choice of Law and Jurisdiction
These Terms are governed by the laws of Estonia.
Any disputes arising from or relating to these Terms or the use of this website shall be subject to the jurisdiction of the courts of Estonia, unless mandatory law provides otherwise.
If any provision of these Terms is found to be invalid or unenforceable under applicable law, that provision shall be interpreted or modified to the extent necessary to make it enforceable, while preserving the original intent of the provision as far as possible. If such modification is not possible, the provision shall be deemed severed from these Terms. The remaining provisions shall continue in full force and effect.
21. Contact Information
This website is owned and operated by Memmar Coaching OÜ.
For questions regarding these Terms and Conditions, you may contact us at:
Email: support@memmar.com
Address: Harju maakond, Tallinn, Kesklinna linnaosa, Narva mnt 5, 10117, Estonia