TERMS AND CONDITIONS

Last updated: [05/Dec/2015]

By accessing or using this website and its services, you agree to these Terms & Conditions. Please read them carefully. If you do not agree, you must discontinue use of the site.

 

1. Use of the Site

You agree to use the website for lawful, personal, and non-commercial purposes only.

You must not:

  • Upload, distribute, or promote illegal, harmful, or abusive content
  • Attempt unauthorized access to the website, server, or user accounts
  • Interfere with or disrupt site functionality or security
  • Copy, reproduce, or distribute site content without prior written permission
  • Use the website to harass, harm, or mislead others

We reserve the right to restrict or terminate access for violations of these terms.

2. Coaching and Learning Services

We provide self-paced learning content, coaching resources, reflective exercises, and educational materials.

You understand and agree that:

  • These resources are not therapy, medical advice, legal advice, or a substitute for other professional care 
  • Results and learning outcomes are individualized and not guaranteed
  • Any coaching insights or exercises are for self-development purposes only

If you require psychological, medical, or legal support, please consult a qualified professional.

 

3. Accounts and Access

If you create an account, enroll in a course, or access private spaces:

  • You must provide accurate information
  • You are responsible for maintaining the confidentiality of your login details
  • You are responsible for all actions taken under your account
  • You must notify us immediately if you suspect unauthorized access

We may suspend or terminate accounts that violate these Terms, engage in misuse, or pose security risks.

 

4. Payments and Refunds

If paid products, subscriptions, courses, or services are offered:

  • Pricing, payment terms, and refund policies will be clearly displayed at checkout
  • By making a purchase, you accept those specific terms
  • Refunds will only be granted according to the stated refund policy

We reserve the right to change pricing or discontinue paid services at any time.

 

5. Intellectual Property

All content on this website—including text, videos, graphics, logos, digital downloads, course materials, and frameworks—is the exclusive property of Memmar Coaching OÜ unless otherwise stated.

You may not:

  • Copy, reproduce, or distribute materials for commercial purposes
  • Modify, republish, or sell any content
  • Remove copyright notices

Limited personal use is permitted unless explicitly restricted.

 

6. AI Tool Usage

Some features on the site may include AI-powered tools (e.g., reflective assistants, suggestion tools).

By using these tools, you acknowledge that:

  • You are interacting with an artificial system, not a human
  • AI outputs may be incomplete, inaccurate, or unsuitable for certain situations
  • AI suggestions must be used with judgment
  • These tools are not a substitute for professional advice
  • Human support is available via contact forms or email

Use of AI tools is optional and subject to our Privacy Policy.

 

7. Limitation of Liability

To the fullest extent permitted by law:

  • We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the site, services, or AI tools
  • Information is provided “as is,” with no warranties regarding accuracy, completeness, or suitability
  • You use all content, tools, and resources at your own risk

This includes damages resulting from actions you take based on coaching materials, AI-generated suggestions, or course content.

 

8. Changes to These Terms

We may update or modify these Terms at any time.

  • Material changes will be posted on the website and/or communicated via email
  • Changes take effect immediately upon posting
  • Continued use of the site after changes means you accept the updated Terms

We encourage you to review the Terms periodically.

 

9. Governing Law

These Terms & Conditions are governed by the laws of Estonia.

Any disputes arising from use of the site or services:

  • Will be resolved under Estonian law
  • Will fall under the exclusive jurisdiction of the courts of Estonia
Scroll to Top